⚙️How Locked Money Works
Locked Money brings together everything you need to store, protect, and grow your crypto — in one seamless platform.
At its core, it’s built around a powerful foundation:
→ Smart, self-custodial Vaults → AI-driven protection and automation → Optional legal structure for serious wealth-building → All the tools you need, all in one place
Let’s break it down step by step.
🔐 Step 1: Create Your Vault
Your Vault is a seedless, self-custodial Safe. It replaces outdated wallets and risky seed phrases with:
Multi-signature protection
On-chain access control
Unlimited vaults for different goals or assets
Zero custody risk — you own everything
This is where your crypto lives — and it’s always under your control.
🧠 Step 2: Let AI Watch Your Back (Free & Premium Plans)
Your Vault doesn’t just store your assets — it protects them.
With the Free Plan, every transaction you send is reviewed by your built-in AI Co-Signer:
Detects scams, suspicious contracts, fake tokens
Refuses to co-sign unsafe transactions
Stops bad moves before they happen
With the Premium Plan, your AI gets even smarter:
Trade automation
Smart portfolio insights
Rule-based strategies
Always on — always customizable
Protection and automation, working together.
🏛️ Step 3 (Optional): Add a Legal Framework (Pro Plan)
Want to run your crypto like a business?
With the Professional Plan, you unlock access to your own Series LLC — a legal structure that:
Holds your Vaults at the company level
Shields your assets from personal risk
May reduce capital gains tax exposure (jurisdiction dependent)
Simplifies reporting for the long haul
Your Vault stays fully self-custodial — but now it’s legally structured like a professional entity.
💼 Step 4: Use Powerful Built-In Tools
No more hopping between platforms.
With Locked Money, you can:
Swap tokens directly inside your Vault
Stake LMY or LP tokens and earn rewards
Connect to dApps (coming 2025)
Spend with crypto debit cards (coming 2025)
Move funds between crypto and banks (coming 2025)
Handle invoicing, payroll, and business tools (Pro Plan)
📊 Step 5: Track Everything In Real Time
No spreadsheets. No chaos. No guesswork.
Every Vault includes:
Token breakdowns
Portfolio history
Real-time stats
Staking performance
Transaction logs — all on-chain, all auditable
🧩 The Big Picture
Locked Money brings together everything you were doing across 6 tools — and does it better, safer, and smarter.
This is:
Self-custody without the stress
Automation without risk
Legal structure without paperwork
Real security with real usability
It’s crypto custody — done right.
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