⚙️How Locked Money Works

Locked Money brings together everything you need to store, protect, and grow your crypto — in one seamless platform.

At its core, it’s built around a powerful foundation:

→ Smart, self-custodial Vaults → AI-driven protection and automation → Optional legal structure for serious wealth-building → All the tools you need, all in one place

Let’s break it down step by step.

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🔐 Step 1: Create Your Vault

Your Vault is a seedless, self-custodial Safe. It replaces outdated wallets and risky seed phrases with:

• Multi-signature protection

• On-chain access control

• Unlimited vaults for different goals or assets

• Zero custody risk — you own everything

This is where your crypto lives — and it’s always under your control.

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🧠 Step 2: Let AI Watch Your Back (Free & Premium Plans)

Your Vault doesn’t just store your assets — it protects them.

With the Free Plan, every transaction you send is reviewed by your built-in AI Co-Signer:

• Detects scams, suspicious contracts, fake tokens

• Refuses to co-sign unsafe transactions

• Stops bad moves before they happen

With the Premium Plan, your AI gets even smarter:

• Trade automation

• Smart portfolio insights

• Rule-based strategies

• Always on — always customizable

Protection and automation, working together.

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🏛️ Step 3 (Optional): Add a Legal Framework (Pro Plan)

Want to run your crypto like a business?

With the Professional Plan, you unlock access to your own Series LLC — a legal structure that:

• Holds your Vaults at the company level

• Shields your assets from personal risk

• May reduce capital gains tax exposure (jurisdiction dependent)

• Simplifies reporting for the long haul

Your Vault stays fully self-custodial — but now it’s legally structured like a professional entity.

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💼 Step 4: Use Powerful Built-In Tools

No more hopping between platforms.

With Locked Money, you can:

• Swap tokens directly inside your Vault

• Stake LMY or LP tokens and earn rewards

• Connect to dApps (coming 2025)

• Spend with crypto debit cards (coming 2025)

• Move funds between crypto and banks (coming 2025)

• Handle invoicing, payroll, and business tools (Pro Plan)

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📊 Step 5: Track Everything In Real Time

No spreadsheets. No chaos. No guesswork.

Every Vault includes:

• Token breakdowns

• Portfolio history

• Real-time stats

• Staking performance

• Transaction logs — all on-chain, all auditable

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🧩 The Big Picture

Locked Money brings together everything you were doing across 6 tools — and does it better, safer, and smarter.

This is:

• Self-custody without the stress

• Automation without risk

• Legal structure without paperwork

• Real security with real usability

It’s crypto custody — done right.