The AI Co-Signer
🧠 The AI Co-Signer
Your built-in bodyguard for every crypto transaction.
Even if you know what you’re doing in crypto, mistakes can happen. Phishing links, fake contracts, shady tokens — all it takes is one bad click.
That’s why every Vault on Locked Money includes something no other platform offers: → An AI-powered co-signer that helps stop dangerous transactions before they happen.
It’s like having a 24/7 security expert protecting your assets — and it’s included in the Free Plan.
🔐 What the AI Co-Signer Does
When you initiate a transaction (like a swap, send, or signer change), the AI Co-Signer will:
✅ Scan the transaction in real-time
✅ Flag unusual patterns or suspicious activity
✅ Detect risky smart contracts
✅ Block known drainer exploits and phishing behavior
✅ Refuse to sign if something looks dangerous
And unlike traditional wallets, it doesn’t just warn you — it can actively stop a bad transaction.
🔄 How It Works Inside a Vault
Let’s say your Vault uses 2-of-2 multi-signature approval:
You create a transaction (e.g. sending USDC to another wallet)
You sign with your wallet
The AI Co-Signer reviews it
If everything looks safe, it signs too
The transaction goes through
But if something’s off? It blocks the signature — and you stay protected.
🧩 Built-In, Not Add-On
No setup required — every Vault has the AI Co-Signer by default
Available to all users (Free, Premium, Pro)
Can be combined with other signers (e.g. your hardware wallet or trusted co-signer)
You can even replace the AI Co-Signer with a different signer setup if you prefer — but most users leave it on for peace of mind.
🛡️ What It Doesn’t Do
It doesn’t control your assets
It doesn’t make decisions for you
It doesn’t override your Vault’s signer rules
It doesn’t collect personal data
It’s here to assist — not take control.
🧠 Smart Security. Smarter Self-Custody.
Most crypto platforms leave security up to you. Locked Money adds intelligence to your defenses — without adding complexity.
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