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The AI Co-Signer

🧠 The AI Co-Signer

Your built-in bodyguard for every crypto transaction.

Even if you know what you’re doing in crypto, mistakes can happen. Phishing links, fake contracts, shady tokens — all it takes is one bad click.

That’s why every Vault on Locked Money includes something no other platform offers: → An AI-powered co-signer that helps stop dangerous transactions before they happen.

It’s like having a 24/7 security expert protecting your assets — and it’s included in the Free Plan.


🔐 What the AI Co-Signer Does

When you initiate a transaction (like a swap, send, or signer change), the AI Co-Signer will:

  • ✅ Scan the transaction in real-time

  • ✅ Flag unusual patterns or suspicious activity

  • ✅ Detect risky smart contracts

  • ✅ Block known drainer exploits and phishing behavior

  • ✅ Refuse to sign if something looks dangerous

And unlike traditional wallets, it doesn’t just warn you — it can actively stop a bad transaction.


🔄 How It Works Inside a Vault

Let’s say your Vault uses 2-of-2 multi-signature approval:

  • You create a transaction (e.g. sending USDC to another wallet)

  • You sign with your wallet

  • The AI Co-Signer reviews it

  • If everything looks safe, it signs too

  • The transaction goes through

But if something’s off? It blocks the signature — and you stay protected.


🧩 Built-In, Not Add-On

  • No setup required — every Vault has the AI Co-Signer by default

  • Available to all users (Free, Premium, Pro)

  • Can be combined with other signers (e.g. your hardware wallet or trusted co-signer)

You can even replace the AI Co-Signer with a different signer setup if you prefer — but most users leave it on for peace of mind.


🛡️ What It Doesn’t Do

  • It doesn’t control your assets

  • It doesn’t make decisions for you

  • It doesn’t override your Vault’s signer rules

  • It doesn’t collect personal data

It’s here to assist — not take control.


🧠 Smart Security. Smarter Self-Custody.

Most crypto platforms leave security up to you. Locked Money adds intelligence to your defenses — without adding complexity.

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