Create a Vault

Your Vault is where everything happens — securely and under your full control.

Think of it like your personal crypto safe. It’s where you’ll store your tokens, stake, swap, and eventually even connect to dApps or your bank (coming 2025). And best of all? It’s seedless, multi-signature, and always yours.

You can create as many Vaults as you like — one for trading, one for saving, one for staking — whatever fits your strategy.

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🪜 Step-by-Step: How to Create a Vault

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1. Click “+ Create Vault”

You’ll find the button on your dashboard or Vaults page. This starts the process.

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2. Name Your Vault

Choose a name that helps you stay organized. Examples: “Main Vault,” “Staking ETH,” “USDC Treasury,” “Trading Fund”

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3. Choose Your Vault Type

You’ll be asked to select either:

• Free Vault → Perfect for personal use and basic DeFi tools

• Pro Vault → Ideal for users with a Professional Plan who want tax efficiency and legal protection

If you’re not sure, start Free — you can always create a Pro Vault later.

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4. Add Signers

This is what makes Locked Money so secure.

By default, you’re the first signer. But you can add additional wallets (hardware wallets, trusted devices, etc.) to help approve transactions.

• Free Vaults: You can customize your signer list

• Pro Vaults: You’ll also have an Asset Manager signer added for asset management and protection

Even if one signer is compromised, your funds stay protected.

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5. Review & Create Your Vault

Double-check your details:

• Vault name

• Plan type (Free or Pro)

• Signer configuration

Then click Continue to finalize.

You’ll be asked to either:

• Pay Now → Confirm using ETH for gas

• Pay Later → Finalize when you're ready

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✅ Your Vault Is Ready

Once deployed, you’ll see your Vault appear in the dashboard.

From here, you can:

• Transfer crypto into it

• Swap tokens

• Stake LMY or LP tokens

• View transaction history

• And much more coming soon