# Choose a Plan

**Pick the plan that fits where you are — and where you're going.**

Every journey on Locked Money starts with one thing: your Vault.

But how much power you unlock from that Vault depends on your plan.\
→ All plans come with industry-leading security and full self-custody.\
→ You can upgrade at any time.\
→ Your Vault stays the same — only your features grow.

Let’s help you choose what’s right for you.

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### 🔓 Free Plan — Start Safe & Stay in Control

**Best for:** Anyone who wants to secure their crypto, stake tokens, and manage assets without giving up control.

✅ 100% free to use\
✅ Multi-signature Vaults (you control who approves transactions)\
✅ No seed phrases to lose\
✅ Built-in AI Co-Signer to block scams\
✅ In-vault swaps, sending & receiving\
✅ LMY & LP staking\
✅ Real-time vault stats\
🌐 dApp access, debit cards & bank transfers (coming 2025)

> **Perfect if you're just starting out or simply want better security — for free.**\
> → Learn about the Free Plan

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### 🤖 Premium Plan — Let AI Work For You *(Coming 2025)*

**Best for:** Users who want automation, insights, and intelligent crypto tools without giving up self-custody.

Everything in Free, plus:\
✅ Your own personal AI Assistant\
✅ Automated crypto trading (based on your rules)\
✅ Portfolio alerts and optimization tips\
✅ Auto-claiming rewards and rebalancing\
✅ Smart transaction reviews before signing

> **If you want your crypto to work smarter — this is your edge.**\
> → What’s coming with Premium

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### 👔 Professional Plan — Crypto, Structured

**Best for:** Founders, freelancers, high-volume users, and anyone serious about tax efficiency and wealth protection.

Everything in Free & Premium, plus:\
✅ Launch your own legal entity (Series LLC)\
✅ Use your Vault as a company, not just a wallet\
✅ Potential to reduce capital gains taxes (jurisdiction dependent)\
✅ Asset protection from lawsuits or personal liability\
✅ Simplified tax reporting (no need to report every transaction)\
✅ Free hardware wallet\
✅ Priority support & onboarding

> **If you earn, invest, or operate in crypto — this is the professional way to do it.**\
> → Go Professional

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### 💡 Not Sure Yet?

**You can always start with the Free Plan** and upgrade later.\
Your Vault stays the same — nothing gets lost or moved.