# Choose a Plan

**Pick the plan that fits where you are — and where you're going.**

Every journey on Locked Money starts with one thing: your Vault.

But how much power you unlock from that Vault depends on your plan.\
→ All plans come with industry-leading security and full self-custody.\
→ You can upgrade at any time.\
→ Your Vault stays the same — only your features grow.

Let’s help you choose what’s right for you.

***

### 🔓 Free Plan — Start Safe & Stay in Control

**Best for:** Anyone who wants to secure their crypto, stake tokens, and manage assets without giving up control.

✅ 100% free to use\
✅ Multi-signature Vaults (you control who approves transactions)\
✅ No seed phrases to lose\
✅ Built-in AI Co-Signer to block scams\
✅ In-vault swaps, sending & receiving\
✅ LMY & LP staking\
✅ Real-time vault stats\
🌐 dApp access, debit cards & bank transfers (coming 2025)

> **Perfect if you're just starting out or simply want better security — for free.**\
> → Learn about the Free Plan

***

### 🤖 Premium Plan — Let AI Work For You *(Coming 2025)*

**Best for:** Users who want automation, insights, and intelligent crypto tools without giving up self-custody.

Everything in Free, plus:\
✅ Your own personal AI Assistant\
✅ Automated crypto trading (based on your rules)\
✅ Portfolio alerts and optimization tips\
✅ Auto-claiming rewards and rebalancing\
✅ Smart transaction reviews before signing

> **If you want your crypto to work smarter — this is your edge.**\
> → What’s coming with Premium

***

### 👔 Professional Plan — Crypto, Structured

**Best for:** Founders, freelancers, high-volume users, and anyone serious about tax efficiency and wealth protection.

Everything in Free & Premium, plus:\
✅ Launch your own legal entity (Series LLC)\
✅ Use your Vault as a company, not just a wallet\
✅ Potential to reduce capital gains taxes (jurisdiction dependent)\
✅ Asset protection from lawsuits or personal liability\
✅ Simplified tax reporting (no need to report every transaction)\
✅ Free hardware wallet\
✅ Priority support & onboarding

> **If you earn, invest, or operate in crypto — this is the professional way to do it.**\
> → Go Professional

***

### 💡 Not Sure Yet?

**You can always start with the Free Plan** and upgrade later.\
Your Vault stays the same — nothing gets lost or moved.


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# Agent Instructions: Querying This Documentation

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```
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```

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The response will contain a direct answer to the question and relevant excerpts and sources from the documentation.

Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.
