Choose a Plan

Pick the plan that fits where you are — and where you're going.

Every journey on Locked Money starts with one thing: your Vault.

But how much power you unlock from that Vault depends on your plan. → All plans come with industry-leading security and full self-custody. → You can upgrade at any time. → Your Vault stays the same — only your features grow.

Let’s help you choose what’s right for you.

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🔓 Free Plan — Start Safe & Stay in Control

Best for: Anyone who wants to secure their crypto, stake tokens, and manage assets without giving up control.

✅ 100% free to use ✅ Multi-signature Vaults (you control who approves transactions) ✅ No seed phrases to lose ✅ Built-in AI Co-Signer to block scams ✅ In-vault swaps, sending & receiving ✅ LMY & LP staking ✅ Real-time vault stats 🌐 dApp access, debit cards & bank transfers (coming 2025)

Perfect if you're just starting out or simply want better security — for free. → Learn about the Free Plan

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🤖 Premium Plan — Let AI Work For You (Coming 2025)

Best for: Users who want automation, insights, and intelligent crypto tools without giving up self-custody.

Everything in Free, plus: ✅ Your own personal AI Assistant ✅ Automated crypto trading (based on your rules) ✅ Portfolio alerts and optimization tips ✅ Auto-claiming rewards and rebalancing ✅ Smart transaction reviews before signing

If you want your crypto to work smarter — this is your edge. → What’s coming with Premium

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👔 Professional Plan — Crypto, Structured

Best for: Founders, freelancers, high-volume users, and anyone serious about tax efficiency and wealth protection.

Everything in Free & Premium, plus: ✅ Launch your own legal entity (Series LLC) ✅ Use your Vault as a company, not just a wallet ✅ Potential to reduce capital gains taxes (jurisdiction dependent) ✅ Asset protection from lawsuits or personal liability ✅ Simplified tax reporting (no need to report every transaction) ✅ Free hardware wallet ✅ Priority support & onboarding

If you earn, invest, or operate in crypto — this is the professional way to do it. → Go Professional

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💡 Not Sure Yet?

You can always start with the Free Plan and upgrade later. Your Vault stays the same — nothing gets lost or moved.