# Secure Multi-Signature Vaults At the heart of Locked Money is one thing: **Vaults** β€” your personal, ultra-safe space to store, grow, and protect your crypto. Every user, on every plan, gets **unlimited Vaults** β€” each one a powerful on-chain Safe with built-in protection, automation, and zero custody risk. > These aren’t wallets.\ > These are Safes β€” smart, self-custodial, and always under your control. No centralized exchange. No seed phrase hacks. No middlemen.\ Just you, your crypto, and smarter protection at every step. *** ### 🧠 What Makes Locked Money Vaults Different? *** #### βœ… 100% Self-Custodial & On-Chain * You control your assets β€” always * Locked Money can never access or move your crypto * All Vault logic is transparent, verifiable, and on-chain *** #### πŸ” Multi-Signature Safe Design * Every Vault is protected by multi-signature approval * No transaction can go through without the required signers By default: β†’ You sign\ β†’ Your **AI Co-Signer** helps approve safe transactions (Free Plan)\ β†’ Or you customize your signer group for full flexibility This means even if your wallet is compromised β€” your assets are **still protected**. *** #### 🧠 AI Co-Signer β€” Smart Transaction Protection * Reviews every transaction before it’s broadcast * Detects scams, fake tokens, or risky contracts * Blocks transactions unless they’re verified as safe * A built-in AI layer that actively helps you avoid costly mistakes > It’s like having a 24/7 audit system β€” inside your Safe. *** #### ♾️ Unlimited Vaults Create as many Vaults as you like to organize your assets: * πŸ“ Long-term HODL Vault * πŸ“ˆ Active trading Vault * πŸ’Έ Stablecoin savings * 🌐 Chain-specific Safes * πŸ’Ό Separate Vaults for business or personal funds *** #### ❌ No Seed Phrase Risk Seed phrases are the biggest single point of failure in crypto.\ With Locked Money, they’re gone. * No seed phrases to lose or leak * No storage stress * No social engineering threats * Just strong, on-chain keys and smart backup options *** #### βš™οΈ Easy to Use * Create a Vault in seconds * Add or remove signers anytime * Move assets with confidence β€” and control *** ### πŸ’Ό What Can I Do With a Vault? * Store any supported asset * Send & receive tokens securely * Swap crypto directly in your Safe * Stake tokens like LMY * Track your portfolio with real-time stats * Connect to dApps (coming 2025) * Link to debit cards (coming 2025) * Handle bank transfers (coming 2025) *** ### 🧩 Why Vaults Matter Most wallets just hold tokens.\ Locked Money Vaults **actively protect, organize, and upgrade** your crypto life. > This is self-custody β€” evolved. --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://locked-money.gitbook.io/locked-money-guide/features/free-plan/secure-multi-signature-vaults.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.