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Secure Multi-Signature Vaults

At the heart of Locked Money is one thing: Vaults — your personal, ultra-safe space to store, grow, and protect your crypto.

Every user, on every plan, gets unlimited Vaults — each one a powerful on-chain Safe with built-in protection, automation, and zero custody risk.

These aren’t wallets. These are Safes — smart, self-custodial, and always under your control.

No centralized exchange. No seed phrase hacks. No middlemen. Just you, your crypto, and smarter protection at every step.


🧠 What Makes Locked Money Vaults Different?


✅ 100% Self-Custodial & On-Chain

  • You control your assets — always

  • Locked Money can never access or move your crypto

  • All Vault logic is transparent, verifiable, and on-chain


🔐 Multi-Signature Safe Design

  • Every Vault is protected by multi-signature approval

  • No transaction can go through without the required signers

By default: → You sign → Your AI Co-Signer helps approve safe transactions (Free Plan) → Or you customize your signer group for full flexibility

This means even if your wallet is compromised — your assets are still protected.


🧠 AI Co-Signer — Smart Transaction Protection

  • Reviews every transaction before it’s broadcast

  • Detects scams, fake tokens, or risky contracts

  • Blocks transactions unless they’re verified as safe

  • A built-in AI layer that actively helps you avoid costly mistakes

It’s like having a 24/7 audit system — inside your Safe.


♾️ Unlimited Vaults

Create as many Vaults as you like to organize your assets:

  • 📁 Long-term HODL Vault

  • 📈 Active trading Vault

  • 💸 Stablecoin savings

  • 🌐 Chain-specific Safes

  • 💼 Separate Vaults for business or personal funds


❌ No Seed Phrase Risk

Seed phrases are the biggest single point of failure in crypto. With Locked Money, they’re gone.

  • No seed phrases to lose or leak

  • No storage stress

  • No social engineering threats

  • Just strong, on-chain keys and smart backup options


⚙️ Easy to Use

  • Create a Vault in seconds

  • Add or remove signers anytime

  • Move assets with confidence — and control


💼 What Can I Do With a Vault?

  • Store any supported asset

  • Send & receive tokens securely

  • Swap crypto directly in your Safe

  • Stake tokens like LMY

  • Track your portfolio with real-time stats

  • Connect to dApps (coming 2025)

  • Link to debit cards (coming 2025)

  • Handle bank transfers (coming 2025)


🧩 Why Vaults Matter

Most wallets just hold tokens. Locked Money Vaults actively protect, organize, and upgrade your crypto life.

This is self-custody — evolved.

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