Locked Money Guide
  • INTRODUCTION
    • 👋Welcome
  • The Why and What of Locked Money
    • 🔐What is Locked Money?
    • ⁉️Why Locked Money
    • ⚙️How Locked Money Works
    • 🤯Why It's Different
    • 🙋How You Could Use Locked Money?
  • Getting Started
    • ⚡Quickstart
    • 🗃️Setting Up Your Vault
      • Connect Your Wallet
      • Choose a Plan
      • Create a Vault
    • 🖱️Using Your Vault
      • Transfer Funds to Your Vault
      • Transfer Funds From Your Vault
      • Swap Within Your Vault
      • Vault Dashboards (2025)
      • Staking From Your Vault
    • 🔏Vault Security & Signers
      • How Multi-Sig Works
      • The AI Co-Signer
      • Adding/Removing Signers & Future Flexibility (2026)
      • Vault Roles & Permissions (Coming 2025)
    • 💼Pro Features & Business Tools (Pro Plan)
      • Vault as a Legal Entity
      • Invoicing & Business Tools (2025)
      • Bank Transfers (2025)
      • Debit Cards ( 2025)
    • 🛠️Advanced Tools
      • Vault Automations with AI (2025)
      • dApp Connectivity ( 2025)
      • Smart Notifications, Alerts & Triggers (2025)
  • Features
    • 🛡️Free Plan
      • Secure Multi-Signature Vaults
      • AI Co-Signer - Smart Protection
      • Swap, Send & Receive Crypto
      • Connect with any dApp (2025)
      • Staking
      • Debit Cards (2025)
      • Banking (2025)
      • Vault Analytics
      • Is The Free Plan Perfect for Me?
    • ⭐Premium Plan (2025)
      • Your AI Assistant
      • AI Autonomous Trading
      • Is the Premium Plan Perfect for Me?
    • 💼Pro Plan
      • LLC - The Legal Framework
      • Tax Efficiency
      • Asset Protection & Privacy
      • Asset Manager
      • Hard Wallet
      • Business Tools for Your Company
      • Is the Pro Plan Perfect for Me?
  • FAQ
    • ❓FAQ
      • General Questions
      • Vaults & Self-Custody
      • Security & AI
      • Staking & Earning
      • Plans & Pricing
      • Legal & Tax
      • Using the Platform
      • Debit Cards & Banking ( 2025)
      • Partner/Referral Program
      • Troubleshooting & Support
  • About Locked Money
    • 🔒About Locked Money
    • 🧑‍🤝‍🧑Meet the team
    • 🚓Security
      • Audits
    • ⚖️Legal
      • Terms & Conditions
      • Privacy Policy
      • Overview of the Legal Structure
    • 🎉Partner/Referral Program
    • 🎨Media Kit
    • 🛣️Roadmap & Milestones
    • 📨Contact Us
  • TOKENOMICS
    • Tokenomics
    • Staking
    • Contract Addresses
  • OFFICIAL LINKS
    • Official Links
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On this page
  • How It Will Work
  • What You’ll Get (coming 2025)
  • What Can I Spend?
  • Real-World Use Cases
  • Launch Timeline
  • Why It Matters
  1. Features
  2. Free Plan

Debit Cards (2025)

Why should using your crypto in the real world feel difficult?

With Locked Money’s upcoming Debit Cards, you’ll soon be able to spend directly from your Vault — instantly, securely, and without needing to convert to fiat manually.

With Locked Money, you can unlock your financial freedom and finally use your crypto in real life.


How It Will Work

→ Your Vault stays fully self-custodial → Your assets stay on-chain until the moment of spend → No centralized holding of your funds

You decide:

  • Which Vault to link to your Debit Card

  • How much to spend

  • What assets to use

All with the protection of multi-signature security and total transparency.


What You’ll Get (coming 2025)

🧾 Virtual Debit Card

  • Available instantly inside the app

  • Connect to Apple Pay / Google Pay

  • Use online or tap-to-pay IRL

💳 Physical Debit Card

  • Optional card sent to your door

  • Use worldwide like any regular debit card


What Can I Spend?

Anything held in your Vault:

  • LMY, ETH, USDC, BTC and more

  • Auto-swap at the moment of transaction

  • No need to pre-convert to fiat


Real-World Use Cases

  • Groceries

  • Travel

  • Online shopping

  • Bills & subscriptions

  • ATM withdrawals


Launch Timeline

  • 🟢 Virtual cards launching first in mid–late 2025

  • 🔜 Physical cards to follow shortly after

  • ⚙️ Competitive fees & seamless UX

  • 💼 Powered by trusted global payment processors


Why It Matters

This is where crypto becomes usable.

✅ No friction ✅ No trust in exchanges ✅ No delay accessing your money

With Locked Money, you’re free to HODL securely, and spend seamlessly — all while staying in full control of your assets.

PreviousStakingNextBanking (2025)

Last updated 2 months ago

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