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credit-cardDebit Cards (2025)

Why should using your crypto in the real world feel difficult?

With Locked Money’s upcoming Debit Cards, you’ll soon be able to spend directly from your Vault — instantly, securely, and without needing to convert to fiat manually.

With Locked Money, you can unlock your financial freedom and finally use your crypto in real life.


How It Will Work

→ Your Vault stays fully self-custodial → Your assets stay on-chain until the moment of spend → No centralized holding of your funds

You decide:

  • Which Vault to link to your Debit Card

  • How much to spend

  • What assets to use

All with the protection of multi-signature security and total transparency.


What You’ll Get (coming 2025)

🧾 Virtual Debit Card

  • Available instantly inside the app

  • Connect to Apple Pay / Google Pay

  • Use online or tap-to-pay IRL

💳 Physical Debit Card

  • Optional card sent to your door

  • Use worldwide like any regular debit card


What Can I Spend?

Anything held in your Vault:

  • LMY, ETH, USDC, BTC and more

  • Auto-swap at the moment of transaction

  • No need to pre-convert to fiat


Real-World Use Cases

  • Groceries

  • Travel

  • Online shopping

  • Bills & subscriptions

  • ATM withdrawals


Launch Timeline

  • 🟢 Virtual cards launching first in mid–late 2025

  • 🔜 Physical cards to follow shortly after

  • ⚙️ Competitive fees & seamless UX

  • 💼 Powered by trusted global payment processors


Why It Matters

This is where crypto becomes usable.

✅ No friction ✅ No trust in exchanges ✅ No delay accessing your money

With Locked Money, you’re free to HODL securely, and spend seamlessly — all while staying in full control of your assets.

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