# Debit Cards (2025)

Why should using your crypto in the real world feel difficult?

With Locked Money’s upcoming **Debit Cards**, you’ll soon be able to spend directly from your Vault — instantly, securely, and without needing to convert to fiat manually.

**With Locked Money, you can unlock your financial freedom and finally use your crypto in real life.**

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### How It Will Work

→ Your Vault stays fully self-custodial\
→ Your assets stay on-chain until the moment of spend\
→ No centralized holding of your funds

You decide:

* Which Vault to link to your Debit Card
* How much to spend
* What assets to use

All with the protection of multi-signature security and total transparency.

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### What You’ll Get (coming 2025)

#### 🧾 Virtual Debit Card

* Available instantly inside the app
* Connect to Apple Pay / Google Pay
* Use online or tap-to-pay IRL

#### 💳 Physical Debit Card

* Optional card sent to your door
* Use worldwide like any regular debit card

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### What Can I Spend?

Anything held in your Vault:

* LMY, ETH, USDC, BTC and more
* Auto-swap at the moment of transaction
* No need to pre-convert to fiat

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### Real-World Use Cases

* Groceries
* Travel
* Online shopping
* Bills & subscriptions
* ATM withdrawals

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### Launch Timeline

* 🟢 Virtual cards launching first in **mid–late 2025**
* 🔜 Physical cards to follow shortly after
* ⚙️ Competitive fees & seamless UX
* 💼 Powered by trusted global payment processors

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### Why It Matters

This is where crypto becomes *usable*.

✅ No friction\
✅ No trust in exchanges\
✅ No delay accessing your money

> With Locked Money, **you’re free to HODL securely, and spend seamlessly** — all while staying in full control of your assets.