# Free Plan

**100% Self-Custodial. 100% On-Chain. 100% Smart-Safe.**

With the Free Plan, you're already on your way to the safest, most secure way to store and grow your crypto — without paying a cent.

At Locked Money, we believe true financial freedom starts with true ownership.\
That’s why the Free Plan gives every user access to fully self-custodial, on-chain Vaults — and adds a breakthrough layer of **AI-powered protection** to every transaction.

No compromises.\
Just you, your assets, and next-level control.

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### What’s Included in the Free Plan

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#### 🔐 Secure Multi-Signature Vaults

* Unlimited Vaults with multi-signature protection
* 100% self-custodial — nobody controls your assets but you
* Fully on-chain & transparent

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#### 🧠 AI Co-Signer — Smart Transaction Protection

* Every transaction is reviewed by your on-chain AI
* Detects scams, phishing contracts, or suspicious activity
* Co-signs only when the transaction is deemed safe
* **Exclusive to the Free Plan — your real-time security layer**

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#### 🔄 Store, Send, Receive, and Swap Crypto

* Effortless asset management from inside your Vault
* Interoperable swapping between supported networks

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#### 🌍 Connect to Any dApp (coming 2025)

* Interact with any DeFi protocol while keeping your assets secured
* Use all of Web3 with Vault-level protection

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#### 📈 Staking with LMY

* Stake LMY and LP tokens directly from your Vault
* Earn attractive rewards while maintaining full custody
* More staking & yield options coming soon

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#### 💳 Debit Cards (coming 2025)

* Spend your crypto directly from your Vault
* Vault-linked virtual & physical cards for real-world payments

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#### 🏦 Bank Transfers (coming 2025)

* Seamlessly send and receive funds between your Vault and your bank account

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#### 📊 Real-Time Vault Statistics

* Instantly track your assets, performance, and activity

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#### 🧠 AI Assistant Upgrade (Premium Plan)

* Advanced AI tools for trading, automation & strategy available via upgrade
* **Your Free Plan includes protection — Premium adds intelligence**

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#### 🖥️ Clean, User-Friendly Interface

* Built for anyone — from first-time crypto users to experienced investors

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### Why It Matters

The Free Plan gives you everything you need to confidently store, manage, and grow your crypto — all with the unmatched protection of **on-chain AI** and **multi-sig custody**.

> It’s not just safe.\
> It’s smart-safe.

* Instantly track your assets, performance, and activity<br>

**🖥️ Clean, User-Friendly Interface**

* Built for anyone — from first-time crypto users to experienced investors<br>

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> The Free Plan gives you everything you need to confidently store, manage, and grow your crypto — all with the security of on-chain self-custody.