# Vaults & Self-Custody

**Everything you need to know about how Vaults work and how your assets stay protected.**

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<summary><strong>💼 What is a Vault?</strong></summary>

A Vault is your secure, self-custodial container for crypto inside Locked Money.\
It’s like a smart wallet — but safer.\
Each Vault is fully on-chain, multi-signature protected, and seedless by design.

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<summary><strong>🔐 How is a Vault different from a regular wallet?</strong></summary>

Unlike typical wallets (like MetaMask), Vaults have:

* No seed phrase to lose or leak
* Multi-signature approval for every transaction
* Optional AI co-signing for added protection (coming 2025)
* On-chain, auditable logic
* The ability to tie to a legal structure (Pro Plan)

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<summary><strong>🧠 Do I need a seed phrase?</strong></summary>

Nope.\
One of Locked Money’s biggest strengths is being 100% **seedless**.\
No paper backups. No 12-word phrases to protect.\
Vaults are created through secure smart contracts and signer wallets — not old-school recovery phrases.

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<summary><strong>🆘 What happens if I lose access to my wallet?</strong></summary>

If your wallet is compromised or lost, you can recover control using your **multi-sig setup**.\
With two signers (like you + AI Co-Signer or another trusted wallet), you can:

* Remove the compromised signer
* Add a new one
* Keep your Vault (and funds) secure

For now, the AI Co-Signer is launching in 2025 — but Vaults are already structured to support future signer flexibility.

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<summary><strong>🔢 Can I create multiple Vaults?</strong></summary>

Yes. You can create **unlimited Vaults**.\
Many users organize them by purpose:

* Trading Vault
* Long-term HODL Vault
* Stablecoin Vault
* Business Vault (Pro Plan)\
  Each Vault operates independently but is managed through your single interface.

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<summary><strong>📝 Can I rename or delete a Vault?</strong></summary>

You can rename a Vault for clarity.\
Deleting a Vault isn’t necessary — just stop using it or transfer the assets out.\
Since Vaults are on-chain smart contracts, they remain deployed but unused unless interacted with again.

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