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For the complete documentation index, see llms.txt. This page is also available as Markdown.

Security & AI

Locked Money was built with one goal in mind: total security without compromise. Here’s how our Vaults and AI work together to protect you and your assets.


🤖 What is the AI Co-Signer?

The AI Co-Signer (launching 2025) is your intelligent transaction guardian. It acts as a second signer in your Vault — scanning, analyzing, and verifying transactions before they go through.

Think of it as a real-time AI watchdog that co-approves actions to prevent you from signing something malicious or risky.


🧠 What kind of threats can it detect?

The AI is trained to flag and block:

  • Known phishing addresses

  • Scam token interactions

  • Drainers and suspicious smart contracts

  • Unusual withdrawal patterns

  • Risky token approvals

Over time, it learns from global attack data and adapts to evolving threats — giving you proactive defense instead of passive protection.


🔁 Can I turn off the AI or use a different co-signer?

The AI co-signer will be optional and configurable. You’ll be able to:

  • Use it by default for added safety

  • Replace it with another trusted signer (hardware wallet, secondary wallet, etc.)

  • Use your Vault with one signer only (less secure, not recommended)

Custom signer control is a core part of how Vaults are built.


🛡️ How does multi-signature protection work?

Every Vault is secured with multi-signature logic — meaning a transaction requires more than one approval to execute.

By default:

  • You are one signer

  • The AI Co-Signer (coming 2025) or another wallet can be your second

  • In the future, Foundation Vaults will allow more advanced signer structures

This drastically reduces the risk of theft due to phishing, compromised devices, or accidental approvals.



🔍 Is Locked Money audited?

Yes — Vault contracts are audited, and more audits (including for AI logic) will be published as features go live. You can view audit updates on our Security & Infrastructure page.

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