# Plans & Pricing

**Understand what each plan offers, who it’s for, and how to choose the right one for you.**

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<summary><strong>🆓 What’s included in the Free Plan?</strong></summary>

The Free Plan gives you access to:

* Unlimited self-custodial Vaults
* Multi-signature protection
* Built-in swapping
* LMY + LP staking
* Real-time Vault statistics
* User-friendly interface
* AI Co-Signer for transaction protection (coming 2025)
* Upcoming features like dApp connectivity, debit cards, and bank transfers

It’s one of the most powerful free crypto tools out there — built for anyone who values security and control.

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<summary><strong>⚙️ What do I get with the Premium Plan?</strong></summary>

Premium gives you a fully autonomous **AI Assistant** (launching 2025) that can:

* Trade based on your preferences and market trends
* Automate repetitive actions
* Analyze your Vault performance
* Flag anomalies and reduce risk
* Help grow your portfolio — all while keeping you in control

Everything in Free, plus real automation.\
It’s perfect for anyone who wants smarter, hands-off crypto management.

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<summary><strong>🏛️ What is the Professional Plan and who is it for?</strong></summary>

The Professional Plan is for users who want the **highest level of asset protection, privacy, and tax efficiency.**

It includes:

* Access to a legal **Series LLC** structure
* Co-ownership of a compliant, blockchain-connected company
* Vaults that operate under a business — not personal ownership
* Potential reduction in capital gains tax
* Legal shielding from creditors, lawsuits, and exposure
* Asset management tools and a free Tangem hardware wallet

This is what high-net-worth individuals and firms have used for decades — now on-chain and accessible to everyone.

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<summary><strong>🔁 How do I upgrade or change plans?</strong></summary>

You can upgrade to Premium or Professional directly from inside the dApp.\
Plan upgrades are smooth and your Vaults remain in place — you just unlock more features.\
You can also contact support if you need help with onboarding or KYC for the Professional Plan.

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<summary><strong>💸 Are there any hidden fees?</strong></summary>

No hidden fees.\
The Free Plan is truly free.\
Premium and Professional Plans are annual subscriptions with transparent pricing.\
You may pay network gas fees when interacting with your Vault — but Locked Money does not charge transaction fees on top.

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