General Questions
Start here if you’re new to Locked Money or crypto self-custody.
🤔 What is Locked Money?
Locked Money is an all-in-one crypto platform designed for serious self-custody, smart automation, and optional legal protection. It gives you:
Seedless, multi-signature Vaults
AI-powered security and automation (coming 2025)
Built-in staking, swapping, and soon: banking & debit cards
An optional legal structure (Series LLC) to help optimize taxes and protect your assets Everything is self-custodial, fully on-chain, and built to give you real ownership — not IOUs or off-chain risks.
👥 Who is Locked Money for?
Anyone who’s serious about holding, using, and protecting their crypto. Whether you're a beginner, an investor, a trader, a freelancer invoicing in crypto, or someone managing wealth across chains — Locked Money gives you the tools to operate securely, privately, and professionally. With three plans (Free, Premium, Pro), you can pick the level that fits your needs.
🔐 How is Locked Money different from a wallet or exchange?
Most wallets give you access. Most exchanges hold your crypto (and your risk). Locked Money does neither. Instead, it gives you:
Self-custody Vaults (your crypto, your control)
AI co-signing and multi-signature security (coming 2025)
No seed phrase to lose or leak
Optional legal structure (Series LLC) for tax and privacy advantages It’s a full platform — not just a wallet or a trading app.
🛡️ Is it really safe?
Yes — Locked Money was designed from the ground up for maximum security. Your Vaults are:
Fully on-chain
Protected by multi-signature
Seedless (no vulnerable recovery phrases)
Soon backed by an AI Co-Signer for extra protection against phishing and suspicious transactions And best of all — only you control your assets.
💰 Is it really free?
Yes. The Free Plan gives you access to:
Unlimited Vaults
Self-custody with multi-sig protection
Swapping, sending, and receiving
Staking (LMY & LP)
Real-time stats
Future features like dApp connection and banking (when available) You can upgrade to Premium or Pro if you want AI trading or the legal structure — but the core of Locked Money is always free.
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