General Questions

Start here if you’re new to Locked Money or crypto self-custody.

🤔 What is Locked Money?

Locked Money is an all-in-one crypto platform designed for serious self-custody, smart automation, and optional legal protection. It gives you:

• Seedless, multi-signature Vaults

• AI-powered security and automation (coming 2025)

• Built-in staking, swapping, and soon: banking & debit cards

• An optional legal structure (Series LLC) to help optimize taxes and protect your assets Everything is self-custodial, fully on-chain, and built to give you real ownership — not IOUs or off-chain risks.

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👥 Who is Locked Money for?

Anyone who’s serious about holding, using, and protecting their crypto. Whether you're a beginner, an investor, a trader, a freelancer invoicing in crypto, or someone managing wealth across chains — Locked Money gives you the tools to operate securely, privately, and professionally. With three plans (Free, Premium, Pro), you can pick the level that fits your needs.

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🔐 How is Locked Money different from a wallet or exchange?

Most wallets give you access. Most exchanges hold your crypto (and your risk). Locked Money does neither. Instead, it gives you:

• Self-custody Vaults (your crypto, your control)

• AI co-signing and multi-signature security (coming 2025)

• No seed phrase to lose or leak

• Optional legal structure (Series LLC) for tax and privacy advantages It’s a full platform — not just a wallet or a trading app.

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🛡️ Is it really safe?

Yes — Locked Money was designed from the ground up for maximum security. Your Vaults are:

• Fully on-chain

• Protected by multi-signature

• Seedless (no vulnerable recovery phrases)

• Soon backed by an AI Co-Signer for extra protection against phishing and suspicious transactions And best of all — only you control your assets.

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💰 Is it really free?

Yes. The Free Plan gives you access to:

• Unlimited Vaults

• Self-custody with multi-sig protection

• Swapping, sending, and receiving

• Staking (LMY & LP)

• Real-time stats

• Future features like dApp connection and banking (when available) You can upgrade to Premium or Pro if you want AI trading or the legal structure — but the core of Locked Money is always free.