# Limits & Fees

**High limits. Low fees. Zero surprises.**

We built Locked Money’s banking access to be the smoothest, most powerful on/off-ramp in the industry — and that includes the numbers behind it.

No hidden charges. No unclear caps. Just crystal-clear terms designed for power users and everyday people alike.

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#### 🏦 Per Transaction Limit

You can transfer up to **$500,000 per transaction** —\
One of the **highest limits available** for self-custodial crypto banking anywhere.

* Whether you’re cashing out a major trade
* Moving profits to your real-world account
* Or topping up your portfolio fast

Locked Money handles it.

> ✅ And yes — you can do **as many transfers as you want.**\
> There’s no limit on how often you move your funds.

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#### 💸 Fees

Locked Money charges a **flat 1.5% fee** per transfer in the EEA, US, Canada, and Australia, or 2.5% to all others for now — that’s it.

* No platform fees stacked on top
* No “network adjustment” traps
* No extra charge for currency conversion

Just 1.5% — one of the **lowest rates in the industry**, especially at high volume. The 2.5% fee is currently set for some jurisdiction but Locked Money is actively working on working with local providers to reduce it, possibly to 1.5%.

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#### 🔍 No Hidden Costs

* No monthly maintenance fees
* No setup or KYC charge
* No holding fees or vault requirement
* No “gotcha” penalties for moving your own money

You’re in control — and your wallet stays yours from start to finish.

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#### 🚀 Fast. Predictable. Clean.

Every step is designed to be smooth:

* Transaction steps are transparent
* Fee is clearly shown before you confirm
* Transfer times are lightning fast (often faster than bank-to-bank wires)

No more waiting 5+ days to see your funds land.\
No more second-guessing what happened mid-transfer.