# Limits & Fees **High limits. Low fees. Zero surprises.** We built Locked Money’s banking access to be the smoothest, most powerful on/off-ramp in the industry — and that includes the numbers behind it. No hidden charges. No unclear caps. Just crystal-clear terms designed for power users and everyday people alike. *** #### 🏦 Per Transaction Limit You can transfer up to **$500,000 per transaction** —\ One of the **highest limits available** for self-custodial crypto banking anywhere. * Whether you’re cashing out a major trade * Moving profits to your real-world account * Or topping up your portfolio fast Locked Money handles it. > ✅ And yes — you can do **as many transfers as you want.**\ > There’s no limit on how often you move your funds. *** #### 💸 Fees Locked Money charges a **flat 1.5% fee** per transfer in the EEA, US, Canada, and Australia, or 2.5% to all others for now — that’s it. * No platform fees stacked on top * No “network adjustment” traps * No extra charge for currency conversion Just 1.5% — one of the **lowest rates in the industry**, especially at high volume. The 2.5% fee is currently set for some jurisdiction but Locked Money is actively working on working with local providers to reduce it, possibly to 1.5%. *** #### 🔍 No Hidden Costs * No monthly maintenance fees * No setup or KYC charge * No holding fees or vault requirement * No “gotcha” penalties for moving your own money You’re in control — and your wallet stays yours from start to finish. *** #### 🚀 Fast. Predictable. Clean. Every step is designed to be smooth: * Transaction steps are transparent * Fee is clearly shown before you confirm * Transfer times are lightning fast (often faster than bank-to-bank wires) No more waiting 5+ days to see your funds land.\ No more second-guessing what happened mid-transfer. --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://locked-money.gitbook.io/locked-money-guide/banking/limits-and-fees.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.