How to On-Ramp & Off-Ramp
Crypto ⇄ Fiat. Now easier than swapping tokens.
We’ve taken the worst part of crypto — dealing with banks — and made it simple. With Locked Money, you can move funds between your wallet (or Vault) and your bank account in just a few clicks.
No middleman wallet. No long delays. No support tickets. Just direct, secure, and fast movement of funds — the way it should be.
🪪 Step 1: Connect & Verify (One Time Only)
Before your first transfer, head to: 👉 app.locked.money/bank-transfers/sign-in
Sign in with your wallet
Works with MetaMask, Rabby, and others
Or use your Locked Money Vault for extra protection
Pass a quick KYC
Takes just minutes — not days
Minimal info required
Add your bank account details so they’re saved for future transfers
Once that’s done, you’re in. No repeat KYC unless something changes.
💸 Bank → Crypto (On-Ramp)
Want to top up your crypto? Here’s how:
Go to Banking → On-Ramp
Enter the fiat amount and select your currency
You’ll receive bank transfer instructions
Send the funds from your bank
Your crypto arrives directly into your wallet or Vault
⚠️ No need to deposit to a third-party wallet. It goes straight to you.
🏦 Crypto → Bank (Off-Ramp)
Want to withdraw to fiat? Easy:
Go to Banking → Off-Ramp
Select the crypto to convert
Choose your payout currency and amount
Confirm your saved bank info
Send your crypto → get fiat in your account
⚡ Most transfers settle faster than standard bank wires.
🔒 Use a Vault for Extra Peace of Mind
Your Vault = ✔️ Multi-signature ✔️ Seedless ✔️ AI co-signer (coming soon)
For larger transfers or pro users, Vaults offer deeper protection — and soon, your AI will review and co-sign every off-ramp.
🥧 Seriously — It's Easy as Pie
No centralized custody
No support tickets
No wondering if it “went through”
It’s not just faster than CEX off-ramps — it’s simpler than most bank-to-bank transfers.
Welcome to frictionless finance. This is how crypto <> fiat was meant to be.
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