# Compliance & KYC

**Fast KYC. Minimal info. No privacy panic.**

Banking doesn’t have to mean giving up control.\
At Locked Money, we’ve built a fiat gateway that’s fast to complete, light on friction, and still fully compliant — without the surveillance-state vibes.

Yes, KYC is required.\
No, it’s not a nightmare.

***

#### ⚡ Fast to Complete. Faster to Approve.

Your KYC process starts at:\
👉 [app.locked.money/bank-transfers/sign-in](https://app.locked.money/bank-transfers/sign-in)

* Takes just a few minutes to fill out
* Typically approved much faster than traditional platforms
* No more waiting 7+ days — though processing may take longer in some cases

Once you're verified, you’re ready to bank. No reruns unless something changes.

***

#### 🧾 What You’ll Need

You’ll be asked for:

* **Basic identity info** (no passport required)
* **Proof of address** (utility bill, bank statement, etc.)
* **Bank account details** (used for transfers — saved securely for next time)

That’s it. No financial interrogation. No upload-your-entire-life nonsense.

***

#### 🔐 Secure by Design

* Your KYC is handled by licensed, third-party providers
* Your wallet and Vault remain **100% self-custodial**
* Nothing is stored on-chain — ever

This is compliance that works for you, not against you.

***

#### 🌍 Global from Day One

We’re rolling this out across all major jurisdictions — and scaling up fast.\
Whether you're in London, Lisbon, Lagos or Lima, you’ll be able to move between crypto and fiat smoothly.

> Not live in your country yet? Stay tuned — we’re expanding aggressively.

***

KYC should be a speed bump, not a roadblock.\
We’ve made it quick, respectful, and ready for real users.